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Unlock the Power of Your Bitcoin

24-Hour Capital Activation - While banks make you wait weeks, your cash hits your account in 24 hours or less.

24-Hour Capital Activation

While banks make you wait weeks, your cash hits your account in 24 hours or less.

Your Bitcoin Keeps Growing - Get cash instantly and still benefit from Bitcoin's price appreciation during your loan.

Your Bitcoin Keeps Growing

Get cash instantly and still benefit from Bitcoin's price appreciation during your loan.

Self-Custody Protection - Your Bitcoin, your control. Bank-grade security powered by MultiSig.

Self-Custody Protection

Your Bitcoin, your control. Bank-grade security powered by MultiSig.

Zero-Bureaucracy, no tax - No taxable sell events. No credit checks. No income verification. No paperwork. No KYC.

Zero-Bureaucracy, no tax

No taxable sell events. No credit checks. No income verification. No paperwork. No KYC.

Liquidation Protection - Let's say you borrow $1,000 backed by $2,000 in Bitcoin. Your Bitcoin stays protected even if its price drops to $1,111. If price drops further, we repay your loan and return any leftover Bitcoin value to you. Add more Bitcoin anytime to stay safe. We'll send you alerts before you hit the threshold.

Liquidation Protection

Let's say you borrow $1,000 backed by $2,000 in Bitcoin. Your Bitcoin stays protected even if its price drops to $1,111. If price drops further, we repay your loan and return any leftover Bitcoin value to you. Add more Bitcoin anytime to stay safe. We'll send you alerts before you hit the threshold.

How it works

1

Choose a loan

Pick your preferred loan terms from a list of offers or post your own loan request. We will find you the right match.

2

Lock your Bitcoin

Lock Bitcoin worth more than your loan amount as collateral - we suggest 2x the loan value. For example: borrow $10,000 by locking $20,000 in Bitcoin. Your Bitcoin stays safe while you get the cash you need.

3

Receive the funds

Get your loan instantly via your preferred method: bank transfer, stablecoins (USDT/USDC), or VISA card.

Smart Money Never Sells

See why Bitcoiners are switching to Bitcoin-backed loans

Alex M.
Alex M.
Verified borrower
@alexm_btc

I needed money for a new apartment but didn't want to sell my Bitcoin. So I took out a USDC loan on Polygon, and the loan basically paid for itself thanks to the Bitcoin price increase.

Robin Goepper
Robin Goepper
Verified borrower
@robsterderbobster

Easy to use, awesome interface! Didn't expected it to be this useful.

Atashhauschild
Atashhauschild
Verified borrower
@atashhauschild

smooth and reliable platform for BTC lending. payouts are fast, support is responsive, and everything feels easy to use. i just love it!

Satoshilithuania
Satoshilithuania
Verified borrower
@satoshilithuania

That's the best BTC lending/borrowing experience I've had. I recommend!

mh6516
mh6516
Verified borrower
@mh6516

Lendasat makes living on bitcoin easy. After using it multiple times I don't see better, more secure option. I look forward to continue using it and excited to see further platform improvements.

Anonym
Anonym
Verified borrower
@anonomousflower

Lendasat delivered on every promise. No hidden fees, no glitches... Assisted me with cash flow while allowing me to hodl and grow my portfolio. A true revolution. A Happy Borrower, South Golden Beach 🐝🌸

Chris Bircher
Chris Bircher
Verified borrower
@chrisbircher

Lendasat was exactly what I needed! Got a loan against my Bitcoin without giving up custody or selling during this bull market. Love the Discord where you can talk directly to the founders. Highly recommend if you need cash but want to keep your Bitcoin

Alex M.
Alex M.
Verified borrower
@alexm_btc

I needed money for a new apartment but didn't want to sell my Bitcoin. So I took out a USDC loan on Polygon, and the loan basically paid for itself thanks to the Bitcoin price increase.

Robin Goepper
Robin Goepper
Verified borrower
@robsterderbobster

Easy to use, awesome interface! Didn't expected it to be this useful.

Atashhauschild
Atashhauschild
Verified borrower
@atashhauschild

smooth and reliable platform for BTC lending. payouts are fast, support is responsive, and everything feels easy to use. i just love it!

Satoshilithuania
Satoshilithuania
Verified borrower
@satoshilithuania

That's the best BTC lending/borrowing experience I've had. I recommend!

mh6516
mh6516
Verified borrower
@mh6516

Lendasat makes living on bitcoin easy. After using it multiple times I don't see better, more secure option. I look forward to continue using it and excited to see further platform improvements.

Anonym
Anonym
Verified borrower
@anonomousflower

Lendasat delivered on every promise. No hidden fees, no glitches... Assisted me with cash flow while allowing me to hodl and grow my portfolio. A true revolution. A Happy Borrower, South Golden Beach 🐝🌸

Chris Bircher
Chris Bircher
Verified borrower
@chrisbircher

Lendasat was exactly what I needed! Got a loan against my Bitcoin without giving up custody or selling during this bull market. Love the Discord where you can talk directly to the founders. Highly recommend if you need cash but want to keep your Bitcoin

Alex M.
Alex M.
Verified borrower
@alexm_btc

I needed money for a new apartment but didn't want to sell my Bitcoin. So I took out a USDC loan on Polygon, and the loan basically paid for itself thanks to the Bitcoin price increase.

Robin Goepper
Robin Goepper
Verified borrower
@robsterderbobster

Easy to use, awesome interface! Didn't expected it to be this useful.

Atashhauschild
Atashhauschild
Verified borrower
@atashhauschild

smooth and reliable platform for BTC lending. payouts are fast, support is responsive, and everything feels easy to use. i just love it!

Satoshilithuania
Satoshilithuania
Verified borrower
@satoshilithuania

That's the best BTC lending/borrowing experience I've had. I recommend!

mh6516
mh6516
Verified borrower
@mh6516

Lendasat makes living on bitcoin easy. After using it multiple times I don't see better, more secure option. I look forward to continue using it and excited to see further platform improvements.

Anonym
Anonym
Verified borrower
@anonomousflower

Lendasat delivered on every promise. No hidden fees, no glitches... Assisted me with cash flow while allowing me to hodl and grow my portfolio. A true revolution. A Happy Borrower, South Golden Beach 🐝🌸

Chris Bircher
Chris Bircher
Verified borrower
@chrisbircher

Lendasat was exactly what I needed! Got a loan against my Bitcoin without giving up custody or selling during this bull market. Love the Discord where you can talk directly to the founders. Highly recommend if you need cash but want to keep your Bitcoin

Why Smart Bitcoiners
Choose Lendasat

Do it like the wealthy - use assets as collateral. No sell, no capital gains tax. Pay back your loan when you want. Try it

$
$
$
+$10,000

Get the money you need - Without selling your Bitcoin!

+80%
+155%
Without Lendasat
With Lendasat

Leverage your Bitcoin - to buy even more!

Your keys, your coins, your terms

The Real Cost of Selling

📉

If You Sold 6 Months Ago

Sold Bitcoin for cash$10,000
Capital gains tax (20%)-$2,000
Inflation loss (1.2% p.a.)-$48
Cash in Hand:$7,952
📈

If You Borrowed Instead

Borrowed cash$10,000
Bitcoin stayed & grew (10% modest growth)$22,000
Loan repayment-$10,000
Fees & interest (12%)-$1,200
Platform fee (1.5%)-$150
Bitcoin Left:$10,650

The difference? $2,698

By borrowing instead of selling, you keep both the cash AND the Bitcoin gains.

Lendasat vs Others

Lendasat - Bitcoin-backed loans without counterparty risk
  • No KYC - Stay anonymous
  • Your Bitcoin stays in your wallet
  • Secured by Bitcoin multisig
  • Flexible loan terms
  • No hidden fees
  • Global access
  • 24/7 availability
  • Trustless 0-Risk System

Others

  • Requires KYC verification
  • They hold your Bitcoin for you
  • Additional fees may apply
  • Limited operating hours
  • Risk of exchange hacks or bankruptcy

Frequently Asked Questions

Everything you need to know about Bitcoin-backed loans